AI payments, approved with real human consent
Maxa gives AI initiated payments a provable human “YES” Merchants, issuers and acquirers approve more transactions, cut fraud and grow revenue
From AI checkout to issuer approval.
AI agents handle the shopping > Maxa completes payment with Tap and PIN on the cardholder’s phone > Issuers see a trusted, card present consent signal.
Result = Higher approvals, lower fraud, fewer false declines.
Merchants
- Higher approval rates in high risk eCommerce.
- Fewer fraud chargebacks and disputes.
- AI driven baskets converted into settled revenue.
- No extra hardware or added checkout friction.
Issuers
- Clear proof of cardholder presence and intent.
- Lower CNP fraud and fewer false declines.
- Confidence approving AI initiated payments at scale without fragile step up flows.
Acquirers and PSPs
- Portfolio wide uplift in approval rates.
- Lower scheme fees and operating costs.
- A differentiated, AI ready payment capability on existing rails.