# AI payments, approved with real human consent

## Maxa gives AI initiated payments a provable human “YES”  Merchants, issuers and acquirers approve more transactions, cut fraud and grow revenue

From AI checkout to issuer approval.

AI agents handle the shopping > Maxa completes payment with Tap and PIN on the cardholder’s phone > Issuers see a trusted, card present consent signal.

### **Result = Higher approvals, lower fraud, fewer false declines.**

## Merchants

- Higher approval rates in high risk eCommerce.
- Fewer fraud chargebacks and disputes.
- AI driven baskets converted into settled revenue.
- No extra hardware or added checkout friction.

## Issuers

- Clear proof of cardholder presence and intent.
- Lower CNP fraud and fewer false declines.
- Confidence approving AI initiated payments at scale without fragile step up flows.

## Acquirers and PSPs

- Portfolio wide uplift in approval rates.
- Lower scheme fees and operating costs.
- A differentiated, AI ready payment capability on existing rails.

### Maxa is the trust layer between AI agents, authenticated humans, verified cards, and existing payment infrastructure, delivered through patented remote POS technology.

#### Maxa makes AI driven payments commercially viable by giving issuers the signal they trust most, real human approval at checkout.